2. How We Collect Personal Information

We may collect your personal information through:

• Account registration or use of financial tools on the Website
• Communications with us via email, phone, or contact forms
• Website usage tracked via cookies and analytics tools
• Linking accounts from third-party services (e.g. Google, Facebook)
• Other interactions required for us to deliver our services

3. Types of Information We Collect

The types of personal information we may collect include:

• Name, email address, phone number
• Geographic information (e.g. location, IP address)
• Financial data you input (e.g. assets, liabilities, net worth)
• Technical and device information
• Any other information voluntarily provided

4. How We Use Your Information

We use your information to:

• Provide and personalise Website features and financial tools
• Maintain and improve our services
• Respond to inquiries or support requests
• Develop new products or features
• Notify you of changes or send promotional communications
• Ensure compliance with legal obligations and Terms of Use
• Connect you with features you’ve requested
• Conduct internal analytics and research

We may disclose your information to:

• Service providers (e.g. cloud storage, hosting, analytics)
• Legal authorities if required by law
• Prevent serious harm or safety risks
• Locate missing persons (if applicable)

5. Overseas Data Storage

We may store your data with trusted third-party service providers whose servers may be located outside of Australia. These providers may operate in multiple global regions, and server locations may change without notice.

6. Third-Party Links & Social Media

This Privacy Notice does not apply to external sites or social platforms linked from our Website. Please refer to the privacy policies of those providers separately.

7. Direct Marketing

We may use your contact details to share updates or promotional content about our services. You may opt out at any time via email or the unsubscribe link in our messages.

8. Cookies & Analytics

We use cookies and third-party tools (e.g. Google Analytics) to:

• Understand Website usage and visitor behavior
• Improve performance and user experience
• Remember your preferences

You can disable cookies via your browser settings. Google Analytics data is aggregated and does not identify you personally.

More info: https://tools.google.com/dlpage/gaoptout

9. Data Security

While we take steps to secure your personal data, internet-based transmissions are never 100% secure. Please contact us immediately if you believe your data has been misused or accessed without authorisation.

10. Business Transfers

In the event of a sale, merger, restructure, or liquidation, your personal information may be transferred to another entity as part of the transaction.

11. Access, Correction & Complaints

For initial inquiries regarding access to your personal information, corrections, or to raise a privacy concern, please contact us at: contact@vitalventures.com.au.

If you are not satisfied with our response or wish to make a formal complaint, you may contact the Office of the Australian Information Commissioner (OAIC). The OAIC is an independent national regulator for privacy and freedom of information. You can find more information on how to contact the OAIC and their processes on their official website: www.oaic.gov.au.

While we encourage users to raise issues with relevant regulatory bodies if they feel their privacy rights have been infringed, please note that as a user of this service, you are responsible for the data you input and manage within your account.